Protect yourself from claims predators when applying for VA benefits

Veterans learning about claims predators at an information session.

Washington, D.C. — Navigating the VA benefits process can be challenging, and Veterans often seek assistance to ensure they receive the benefits they’ve earned. Unfortunately, not all help is trustworthy—some individuals known as claims predators exploit Veterans’ trust, often leaving them financially vulnerable. These predators use aggressive tactics, charging unlawful fees, making false promises, and exploiting personal information. However, with proper vigilance and knowledge, Veterans can protect themselves and navigate the VA claims process safely.

Understanding the risks of claims predators

Veterans must be aware that claims predators may pose as helpful resources, but their intentions are self-serving. These predators often offer false guarantees of expedited processing or 100% disability ratings, promises that only the VA can legally fulfill. In many cases, claims predators also ask Veterans to pay unlawful fees for filing initial claims or handling paperwork. Nevertheless, it’s crucial to remember that no one can legally charge you to file an initial VA benefits claim.

For additional insights on safeguarding yourself from these tactics, Veterans are encouraged to read more about avoiding predatory practices, including how to protect both yourself and your financial resources online.

How Veterans can protect themselves

To help Veterans avoid falling victim to predatory tactics, the VA recommends taking the following steps:

  • Don’t pay unlawful fees: It is illegal for anyone to charge you a fee to file an initial claim for benefits.
  • Empower yourself through knowledge: Staying informed about the benefits you’re entitled to, the claims process, and any policy changes will help protect you. Therefore, knowledge is your best defense against scams.
  • Seek help from VA-accredited professionals: Only VA-accredited attorneys, claims agents, and Veterans Service Organization (VSO) representatives are authorized to assist with claims. By working with accredited professionals, you can ensure you’re receiving legitimate support.

Recognizing the warning signs of claims predators

It is important to remain vigilant. Therefore, watch out for these red flags when applying for benefits:

  • Beware of unsolicited offers: Claims predators may reach out to you via phone, email, or mail, offering expedited services or guaranteed 100% disability ratings, which only the VA can determine. Consequently, if something seems too good to be true, it probably is.
  • Carefully review documents: Before signing any document, ensure you understand the terms, and never sign a blank form for someone else to complete. Additionally, always keep copies for your records.
  • Protect your personal information: Be cautious with your personal identifiable information (PII) and only share it with accredited professionals. Similarly, be wary of anyone requesting payment up front.

What to do if you suspect a claims predator

If you suspect that a representative has acted unlawfully or unethically, it’s important to take immediate action. Therefore, report suspicious activity to www.vsafe.gov or call 833-38V-SAFE to protect yourself and others.

Staying vigilant to safeguard your benefits

By staying informed, working with reputable professionals, and recognizing warning signs, Veterans can protect themselves from claims predators. This proactive approach will help ensure that Veterans receive the benefits they have rightfully earned. For more information on preventing fraud, visit VA’s fraud prevention page.

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